Estate Planning

Estate Planning is not just about taxes. It is about deciding what is best for you and your family and making sure that the parameters for your family’s continued success are in place before something happens to you.

At Thomas Brady & Associates we take a comprehensive approach to your planning needs by understanding your overall estate planning needs and working with you and your team of advisors to determine if life insurance is an appropriate component of your plan. We do not draft documents and we are not a substitute for your estate planning lawyer. Rather, we hope to be a value-added resource for your planning needs and welcome the opportunity to share ideas and work with your chosen counsel.

Some of the estate planning services we provide include the following:

  • Review of existing documents, including Wills, Revocable Living Trusts, Irrevocable Life Insurance Trusts (“ILITs”), Grantor Retained Annuity Trusts (“GRATs”), Qualified Personal Residence Trusts (“QPRTs”) and Charitable Trusts
  • Analysis of appropriate wealth transfer strategies, including gifting techniques, trust funding and charitable planning
  • Educating clients and advisors on appropriate insurance planning techniques and strategies to fit within the client’s estate plan, addressing such issues as risk management, estate liquidity and insurance as an asset class
  • Consideration of your existing life insurance portfolio to make sure that the insurance you have is the insurance you need